Banking

Bank of America Travel Rewards or Chase Sapphire Preferred For Novice Travelers?

Nov 12, 2023

If you're new to travel rewards, picking the right credit card as your foot in the door might be challenging. There is a wide variety of options, each with its advantages and disadvantages. The Chase Sapphire Preferred Card and the Bank of America Travel Rewards credit card are two of the most popular options for first-time travelers, and I'll explain how they work in this post.

Banking

Guide To Understanding Loans: Definition, Process, Variations, and Advice

Nov 25, 2023

Loans are revolving lines of credit in which one party provides money to another, who then repays the lender plus interest or the principal plus any fees. Lenders will often charge interest or other financing costs in addition to the original loan principal

Banking

How to Get a Credit Card

Dec 19, 2023

There are several alternatives, such as secured credit cards. But even if things don't work out, there are always other methods to build up your credit history.

Banking

Losing Your Simple Account? Here are Best Alternatives

Oct 10, 2023

The Simple Bank was the first American neobank grounded in Oregon. It provided FDIC-insured check accounts to US citizens who permanently did not reside in the US. It was known for its budgeting tools and online banking services. In 2021, Simple bank was formally shut down.

Banking

Top Analysis Of The American Express Blue Business Plus Credit Card

Dec 05, 2023

American Express' Blue Business® Plus Credit Card provides valuable benefits for many startups and small enterprises. With this card, your company may rack up Membership Rewards points on commonplace expenditures like office supplies and client lunches at a rate of 2 points per dollar, with a straightforward point redemption system after the first $50,000 in annual spending. If your company spends more than $50,000 yearly, you may want to look elsewhere since the incentives rate drops significantly beyond that point.

Banking

Find Your Credit Card Security Code

Dec 20, 2023

In order to combat credit card fraud, most credit cards feature a three- or four-digit security code. Card-not-present (CNP) transactions occur when a card is not physically present, such as when making an online purchase. For safety reasons, many stores will request the security code printed on the back of your credit card.

Banking

Is PayPal a Secure Method of Payment?

Dec 03, 2023

When conducting business online, you should constantly look for signs of fraud or suspicious activity. How safe is the leader in online transactions in comparison to other platforms? PayPal has faced fraud issues for over two decades, but it is still a safe option for everyday purchases. Nonetheless, you should know a few things regarding the safety of using PayPal..

Banking

All About the Best Bank CD Rates

Jan 21, 2024

The most excellent certificates of deposit (CDs) can be found at banks and credit unions that offer above-average annual percentage yields (APYs) and dividend rates. Not only do they have manageable minimum deposit requirements and advantageous compounding schedules, but they also maintain respectable interest rates. The best digital and customer service experiences are the norm for these companies.